Friday, May 25, 2007

My Life and Money: Résumé.

As of May 2007, I am 19-year-old, who turns 20 in summer. I lived in another city, which I will call Hometown, till I was 17. Hometown is the capital of a region (=state) in the south of Russia. Then I entered a university in Moscow and now I live and study in the capital of Russia. I’m currently a third-year.

I don’t have a job and my parents support me financially. I also get a stipend. At first my stipend was about $14 a month and now it’s $34 a month. Well, it’s not that much, but I could still eat about 10-15 times in the student dining hall on that money! However, I never spent this free “student money” on something insignificant, but rather let it add up. I didn’t touch it at all since 2005 and it sort of became my emergency fund. I used to be rather frugal so I usually didn’t spend all the money I got from my parents. I also saved everything I got from occasional jobs.

By the end of last year (2006) I had saved about $1,000. That’s when I made up my mind and decided to begin investing. I chose a mutual fund and put about $384 in it. It was such a new experience! I didn’t know anybody who invested in stocks or mutual funds and I had nobody to teach me. So I had to learn everything myself. It meant reading relevant books and magazines, surfing web-pages, BBS and internet groups on finance. I chose another mutual fund a bit later. I have been investing in these two funds till now. I try to spend less than I get and I save the entire stipend I get. So far I managed to save $650 in cash and $1600 in stocks.

7 comments:

3 Things About Money said...

Great blog...I really enjoy it.

Olga said...

Thank you very much!

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